We are pet insurance specialists, backed by years of expertise and powered by innovative
technology.
No surprises here - what you see is what you get, every time.
Why choose Spot On?
Just a few of the things that make us stand out in a world of insurance options.
Certainty of cover as long as you renew.
We don't drop older pets.
Add on covers like health, dental and travel boosters.
Lighting fast claim payouts.
The cover your pet needs
Carefully crafted lifetime cover. No waiting periods when switching. Pre-existing cover for conditions that ended 2 years ago.
When these inevitably happen…
Illness
Including cancer, arthritis, infections, heart disease, diabetes, allergies, skin conditions, vomiting, diarrhoea, seizures and others
Accidents
Broken bones, sprains, injury and sickness as a result of unexpected events
We're here to help pay for…
Diagnostics
X-rays, MRIs, CT scans, blood tests, urinalysis, ultrasounds...
Procedures
Outpatient, hospitalisation, specialty, surgery...
Medication
Injections, tablets, drops...
(All are per condition each year. Unlimited number of conditions.)
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Including up to |
£2m for legal claims involving your pet (dogs only) |
£1000 if your pet passes away |
£1000 if your pet is lost or stolen |
£200 for advertising and reward |
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Optional Covers |
£500 for Take-Home Medication, Complementary and Behavioural treatment |
£1000 for Dental claims due to illness and not just accidents |
£1000 for vet emergencies in EU or holiday cancellation due to your pet |
£1000 for pet walking or sitting when you are in hospital |
Nothing makes us happier, than happy customers
"Very easy to use website. Lots of choice and great information explaining each policy."
- Michelle"Simple easy to fill in. Fantastic prices. Peace of mind. Thank you"
- Lynn"...within 2 days we received confirmation that they will be paying back our vets bill within 3-5 working days. Excellent service. No problems at all. Highly recommended Spot on."
- PaulFrequently asked questions
For more information please refer to our Policy Wording and IPID.
Boosters are optional covers which you can select at an additional premium to enhance your cover.
Health Booster: Take-Home Medication Cover (pills and other medications to be administered outside the vet clinic), Complementary Treatment Cover and Corrective Behavioural Cover.
Dental Booster: Dental Cover related to illness.
Emergency Booster: Dog Walking Cover and Emergency Kennel/Cattery Cover.
Travel Booster: Holiday Cover and Holiday Cancellation Cover.
For more information please refer to our Policy Wording and IPID.